{"id":8321,"date":"2022-10-10T11:06:39","date_gmt":"2022-10-10T09:06:39","guid":{"rendered":"https:\/\/www.devlhon-consulting.com\/?p=8321"},"modified":"2022-10-10T11:06:39","modified_gmt":"2022-10-10T09:06:39","slug":"le-kyc-un-facteur-dexclusion-bancaire","status":"publish","type":"post","link":"https:\/\/www.devlhon-consulting.com\/fr\/le-kyc-un-facteur-dexclusion-bancaire\/","title":{"rendered":"Le KYC, un facteur d&rsquo;exclusion bancaire"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<\/p>\n<div class=\"post-thumbnail layzr-bg-transparent\"><span style=\"font-size: 14pt; font-family: helvetica;\"><img loading=\"lazy\" decoding=\"async\" class=\"preload-me lazy-load is-loaded\" title=\"KYC 2\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5d4820fccbba5f1ab150e3ea3229cabd.png\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5d4820fccbba5f1ab150e3ea3229cabd.png 246w\" alt=\"\" width=\"246\" height=\"123\" \/><\/span><\/div>\n<div class=\"entry-content\">\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">C\u2019est une r\u00e9alit\u00e9 que pointe le\u00a0<em>Financial Transparency and Inclusion Report 2022<\/em>\u00a0de\u00a0<a href=\"https:\/\/risk.lexisnexis.com\/global\/fr\/insights-resources\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>LexisNexis Risk Solutions<\/strong><\/a>.<\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt; font-family: helvetica;\">La collecte et la v\u00e9rification des informations personnelles que les banques doivent effectuer au titre des r\u00e9glementations d\u00e9nomm\u00e9es \u00ab\u00a0<em>Know your Customers<\/em>\u00bb repr\u00e9sentent une v\u00e9ritable barri\u00e8re \u00e0 l\u2019inclusion financi\u00e8re des populations non ou faiblement bancaris\u00e9es, dont les donn\u00e9es personnelles sont souvent manquantes ou sont difficiles \u00e0 v\u00e9rifier.<\/span><\/li>\n<li><span style=\"font-size: 14pt; font-family: helvetica;\">Selon le rapport, la solution peut passer par le d\u00e9veloppement d\u2019outils s\u2019appuyant sur l\u2019IA.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\"><em>\u201cRejecting potential customers due to inefficient or manual processes rather than regulatory reasons can be detrimental to genuine individuals trying to access financial services. With robust data and the right technology and processes in place, institutions can help improve global rates of financial inclusion without compromising on compliance.\u201d<\/em><\/span><\/p>\n<ul>\n<li><span style=\"font-size: 14pt; font-family: helvetica;\">On peut n\u00e9anmoins se demander si l\u2019automatisation des process peut ne pas manquer de les rendre encore plus rigides et infranchissables pour tous ceux qui ne rempliront pas exactement les crit\u00e8res pr\u00e9vus.<\/span><\/li>\n<li><span style=\"font-size: 14pt; font-family: helvetica;\">Le probl\u00e8me est que la transparence r\u00e9glementaire et l\u2019inclusion financi\u00e8re ob\u00e9issent \u00e0 des logiques tout \u00e0 fait diff\u00e9rentes. Et comme il parait peu probable que l\u2019on revienne en arri\u00e8re en mati\u00e8re de conformit\u00e9 l\u00e9gale, il faut sans doute pr\u00e9voir que l\u2019inclusion financi\u00e8re suscitera prochainement des initiatives particuli\u00e8res en compensation, telles que la mise en place de\u00a0<a href=\"https:\/\/score-advisor.com\/vers-la-fixation-de-quotas-en-matiere-de-credits\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>quotas de cr\u00e9dit<\/strong><\/a>.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">Source\u00a0:\u00a0<a href=\"https:\/\/thefintechtimes.com\/id-verification-proves-to-be-a-huge-hurdle-when-improving-financial-inclusion-finds-lexisnexis\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>The Fintech Times<\/strong><\/a><\/span><\/div>\n<p>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>D&rsquo;apr\u00e8s le Financial Transparency and Inclusion Report 2022 publi\u00e9 par LexisNexis Risk Solutions, le KYC serait en r\u00e9alit\u00e9 un facteur d&rsquo;exclusion bancaire. Quelle solution est pr\u00e9conis\u00e9e ?<\/p>\n","protected":false},"author":6,"featured_media":8322,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_booster_metabox":"","footnotes":""},"categories":[138,137,560,550],"tags":[497,186,201,548],"class_list":["post-8321","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyse","category-article","category-intelligence-artificielle","category-service-client","tag-ia","tag-inclusion-bancaire","tag-kyc","tag-strategies-clienteles"],"amp_validity":null,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/8321","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/comments?post=8321"}],"version-history":[{"count":2,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/8321\/revisions"}],"predecessor-version":[{"id":8325,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/8321\/revisions\/8325"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/media\/8322"}],"wp:attachment":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/media?parent=8321"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/categories?post=8321"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/tags?post=8321"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}