{"id":7575,"date":"2022-05-17T17:25:05","date_gmt":"2022-05-17T15:25:05","guid":{"rendered":"https:\/\/www.devlhon-consulting.com\/?p=7575"},"modified":"2022-10-06T16:22:26","modified_gmt":"2022-10-06T14:22:26","slug":"pour-le-moment-ils-sont-les-seuls-a-le-faire-le-credit-agricole-nord-est-peut-etre-joint-sur-whatsapp","status":"publish","type":"post","link":"https:\/\/www.devlhon-consulting.com\/fr\/pour-le-moment-ils-sont-les-seuls-a-le-faire-le-credit-agricole-nord-est-peut-etre-joint-sur-whatsapp\/","title":{"rendered":"Pour le moment, ils sont les seuls \u00e0 le faire : le Cr\u00e9dit Agricole Nord-Est peut \u00eatre joint sur whatsapp"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<span style=\"font-family: helvetica; font-size: 14pt;\">Whatsapp n\u2019 a jamais cach\u00e9 ses ambitions en mati\u00e8re de services bancaires et notamment de paiements en ligne. Et d\u00e8s lors que l\u2019appli compte d\u00e9sormais plus de deux milliards d\u2019utilisateurs, il est difficile de croire que les banques puissent l\u2019ignorer. En\u00a0<a href=\"https:\/\/www.dw.com\/fr\/le-whatsapp-banking-un-service-en-pleine-croissance-en-afrique\/a-55892730\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Afrique<\/strong>\u00a0<\/a>et en\u00a0<a href=\"https:\/\/www.icicibank.com\/videos\/detail\/whatsapp-banking-non-financial.page\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Inde<\/strong>\u00a0<\/a>particuli\u00e8rement, le\u00a0<em>Whatsapp Banking<\/em>\u00a0est en plein essor. En France, \u00e0 notre connaissance, seul le Cr\u00e9dit Agricole Nord-Est, \u00e0 travers sa banque pour les 18-30 ans APY, invite \u00e0 le contacter via Whatsapp.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">L\u2019avantage avec Whatsapp, bien s\u00fbr, c\u2019est qu\u2019il est tr\u00e8s utilis\u00e9 et qu\u2019il peut l\u2019\u00eatre de mani\u00e8re gratuite. Mais le r\u00e9seau passe pour \u00eatre mal s\u00e9curis\u00e9 et pour ne pas l\u2019\u00eatre suffisamment, en tous cas, pour que la r\u00e9glementation bancaire puisse accepter que des traders l\u2019utilisent pour conclure des op\u00e9rations de march\u00e9. La pratique n\u2019est visiblement pas rare mais JP Morgan a \u00e9t\u00e9 condamn\u00e9 l\u2019ann\u00e9e derni\u00e8re \u00e0 une amende de\u00a0<a href=\"https:\/\/www.presse-citron.net\/lennemi-des-banques-de-wall-street-les-messages-whatsapp\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>200 millions $<\/strong><\/a>\u00a0aux Etats-Unis pour avoir laiss\u00e9 ses op\u00e9rateurs de march\u00e9 le faire.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-11299 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/f338be81be51cc00fcf18ccccff2855f-1.jpg\" sizes=\"auto, (max-width: 874px) 100vw, 874px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/f338be81be51cc00fcf18ccccff2855f-1.jpg 1024w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-600x272.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-300x136.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-768x349.jpg 768w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-1536x698.jpg 1536w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY.jpg 1799w\" alt=\"\" width=\"874\" height=\"397\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/f338be81be51cc00fcf18ccccff2855f-1.jpg 1024w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-600x272.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-300x136.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-768x349.jpg 768w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY-1536x698.jpg 1536w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/04\/APY.jpg 1799w\" data-lazy-sizes=\"(max-width: 874px) 100vw, 874px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/f338be81be51cc00fcf18ccccff2855f-1.jpg\" data-ll-status=\"loaded\" \/><\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Il y a toutefois plusieurs solutions pour\u00a0<a href=\"https:\/\/www.efinancialcareers.fr\/actu\/2020\/11\/les-banquiers-devraient-ils-renoncer-a-whatsapp\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>surmonter les questions de s\u00e9curit\u00e9<\/strong><\/a>, ce qui permet d\u2019envisager\u00a0<a href=\"https:\/\/www.soprabanking.com\/fr\/banque-whatsapp\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>un usage bancaire<\/strong><\/a>\u00a0de Whatsapp. Pour le moment, l\u2019appli APY du Cr\u00e9dit Agricole Nord-Est ne l\u2019utilise que comme un canal de communication pour le service client. Cela aura-t-il valeur de test pour l\u2019ensemble du secteur ? On peut en effet se demander pourquoi le Cr\u00e9dit Agricole Nord-Est est a priori le seul \u00e9tablissement \u00e0 se connecter \u00e0 un r\u00e9seau de communication qu\u2019utilisent d\u00e9sormais plus de la moiti\u00e9 des Fran\u00e7ais.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Score Advisor<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]Whatsapp n\u2019 a jamais cach\u00e9 ses ambitions en mati\u00e8re de services bancaires et notamment de paiements en ligne. Et d\u00e8s lors que l\u2019appli compte d\u00e9sormais plus de deux milliards d\u2019utilisateurs, il est difficile de croire que les banques puissent l\u2019ignorer. En\u00a0Afrique\u00a0et en\u00a0Inde\u00a0particuli\u00e8rement, le\u00a0Whatsapp Banking\u00a0est en plein essor. En France, \u00e0 notre connaissance, seul le Cr\u00e9dit [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":7582,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_booster_metabox":"","footnotes":""},"categories":[137,44],"tags":[76],"class_list":["post-7575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article","category-banque-de-detail","tag-devlhon-consulting"],"amp_validity":null,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/7575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/comments?post=7575"}],"version-history":[{"count":4,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/7575\/revisions"}],"predecessor-version":[{"id":8223,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/7575\/revisions\/8223"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/media\/7582"}],"wp:attachment":[{"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/media?parent=7575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/categories?post=7575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/tags?post=7575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}