{"id":8737,"date":"2022-12-23T15:09:57","date_gmt":"2022-12-23T14:09:57","guid":{"rendered":"https:\/\/www.devlhon-consulting.com\/?p=8737"},"modified":"2022-12-23T15:10:00","modified_gmt":"2022-12-23T14:10:00","slug":"saxo-envisage-la-fin-de-la-fintech","status":"publish","type":"post","link":"https:\/\/www.devlhon-consulting.com\/en\/saxo-envisage-la-fin-de-la-fintech\/","title":{"rendered":"Brouillon auto"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<span style=\"font-size: 14pt; font-family: helvetica;\">Si l\u2019on aime les sc\u00e9narios-catastrophe, on sera servi avec les\u00a0<a href=\"https:\/\/www.home.saxo\/fr-be\/content\/commentaries\/pressrelease\/saxo-2023-outrageous-predictions-the-war-economy-06122022\" target=\"_blank\" rel=\"noopener\"><strong>dix pr\u00e9visions-choc<\/strong>\u00a0<\/a>que dresse le service de trading et d\u2019investissement en ligne Saxo pour 2023. Une s\u00e9rie d\u2019\u00e9v\u00e9nements \u00ab\u00a0<em>improbables mais sous-estim\u00e9s qui, s\u2019ils devaient se produire, pourraient cr\u00e9er une onde de choc sur les march\u00e9s financiers ainsi que dans les cultures politiques et populaires.<\/em>\u00a0\u00bb<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">Pour Saxo, il s\u2019est agi d\u2019envisager \u00ab\u00a0<i>toute l\u2019\u00e9tendue de ce qui est possible, m\u00eame si ce n\u2019est pas n\u00e9cessairement probable.<\/i>\u00a0\u00bb Avec pour sous-jacent\u00a0: \u00ab\u00a0<i>Les pr\u00e9visions choc de cette ann\u00e9e soutiennent que toute croyance en un retour \u00e0 la dynamique d\u00e9sinflationniste d\u2019avant la pand\u00e9mie est impossible parce que nous sommes entr\u00e9s dans une \u00e9conomie de guerre mondiale, o\u00f9 toutes les grandes puissances du monde s\u2019efforcent d\u00e9sormais de renforcer leur s\u00e9curit\u00e9 nationale sur tous les fronts, que ce soit dans un sens militaire r\u00e9el ou en raison des profondes ins\u00e9curit\u00e9s de la cha\u00eene d\u2019approvisionnement, de l\u2019\u00e9nergie et m\u00eame des finances qui ont \u00e9t\u00e9 mises \u00e0 nu par l\u2019exp\u00e9rience de la pand\u00e9mie et l\u2019invasion de l\u2019Ukraine par la Russie.<\/i>\u2009\u00bb<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">A partir de l\u00e0, nous vous laisserons d\u00e9couvrir les 9 premi\u00e8res pr\u00e9visions qui, de la d\u00e9mission d\u2019Emmanuel Macron au retour de la Grande-Bretagne dans l\u2019UE, n\u2019entrent pas dans les th\u00e8mes de ce blog.<\/span><\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">La dixi\u00e8me et derni\u00e8re pr\u00e9vision, en revanche, ne peut manquer d\u2019attirer notre attention.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-12385 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/12\/e71fdfaf64c27c8f7f684fda864f4243.jpg\" sizes=\"auto, (max-width: 733px) 100vw, 733px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/12\/e71fdfaf64c27c8f7f684fda864f4243.jpg 733w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/12\/saxo-1-300x219.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/12\/saxo-1-600x437.jpg 600w\" alt=\"\" width=\"733\" height=\"534\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/12\/e71fdfaf64c27c8f7f684fda864f4243.jpg 733w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/12\/saxo-1-300x219.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/12\/saxo-1-600x437.jpg 600w\" data-lazy-sizes=\"(max-width: 733px) 100vw, 733px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/12\/e71fdfaf64c27c8f7f684fda864f4243.jpg\" data-ll-status=\"loaded\" \/>On ne manque pas de\u00a0<a href=\"https:\/\/score-advisor.com\/fintechs-la-fin-de-larrogance\/\" target=\"_blank\" rel=\"noopener\"><strong>souligner<\/strong><\/a>, depuis plusieurs mois, que le rel\u00e8vement des taux d\u2019int\u00e9r\u00eat, rendant plus on\u00e9reux le financement des fonds d\u2019investissement, risque de largement p\u00e9naliser l\u2019\u00e9cosyst\u00e8me de la tech. Mais c\u2019est la premi\u00e8re fois que nous voyons sugg\u00e9r\u00e9 de mani\u00e8re aussi lapidaire que tout cela repose au fond encore plus sur les paradis fiscaux !<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">D\u00e8s lors, si cela est juste et si la pr\u00e9vision se r\u00e9alisait, que faudrait-il dire dans le cas pr\u00e9cis des fintechs ? Que port\u00e9es par de l\u2019argent quasiment gratuit et une d\u00e9fiscalisation massive, de jeunes soci\u00e9t\u00e9s ont d\u00e9velopp\u00e9 des solutions innovantes concurren\u00e7ant fortement les banques mais sans parvenir, ni \u00e0 d\u00e9stabiliser ces derni\u00e8res, ni m\u00eame, malgr\u00e9 des conditions incroyablement favorables, \u00e0 d\u00e9gager la moindre rentabilit\u00e9 dans la plupart des cas ?<\/span><\/p>\n<p><span style=\"font-size: 14pt; font-family: helvetica;\">Score Advisor<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-en\">Sorry, this entry is only available in <a href=\"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/8737\" class=\"qtranxs-available-language-link qtranxs-available-language-link-fr\" title=\"Fran\u00e7ais\">Fran\u00e7ais<\/a>.<\/p>\n","protected":false},"author":6,"featured_media":8745,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_booster_metabox":"","footnotes":""},"categories":[138,137,601],"tags":[602,94,603,585],"class_list":["post-8737","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyse","category-article","category-fintech","tag-effondrement","tag-fintech","tag-neo-banques","tag-open-technology"],"amp_validity":null,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8737","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/comments?post=8737"}],"version-history":[{"count":4,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8737\/revisions"}],"predecessor-version":[{"id":8747,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8737\/revisions\/8747"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media\/8745"}],"wp:attachment":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media?parent=8737"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/categories?post=8737"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/tags?post=8737"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}