{"id":8433,"date":"2022-10-26T15:38:56","date_gmt":"2022-10-26T13:38:56","guid":{"rendered":"https:\/\/www.devlhon-consulting.com\/?p=8433"},"modified":"2022-10-26T15:38:57","modified_gmt":"2022-10-26T13:38:57","slug":"la-crise-du-pouvoir-dachat-declencheur-de-lopen-banking","status":"publish","type":"post","link":"https:\/\/www.devlhon-consulting.com\/en\/la-crise-du-pouvoir-dachat-declencheur-de-lopen-banking\/","title":{"rendered":"Brouillon auto"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<span style=\"font-family: helvetica; font-size: 14pt;\">Alors que le public est de plus en plus inquiet quant \u00e0 l\u2019\u00e9volution de son pouvoir d\u2019achat, les banques vont-elles particuli\u00e8rement orienter la relation client en ce sens\u00a0?<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">L\u2019Open Banking, c\u2019est-\u00e0-dire l\u2019association \u00e0 leurs offres de services partenaires, s\u2019y pr\u00eaterait tr\u00e8s bien. Tout un ensemble de solutions proposent en effet un accompagnement particulier pour am\u00e9liorer ses revenus ou ses d\u00e9penses.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">En ce sens, plusieurs \u00e9tablissements comme BNP Paribas,\u00a0<a href=\"https:\/\/score-advisor.com\/open-banking-le-stupefiant-tour-de-force-de-papernest\/\" target=\"_blank\" rel=\"noopener\"><strong>se sont mis \u00e0 proposer \u00e0 travers leur appli<\/strong><\/a>, l\u2019optimisation des abonnements que Papernest s\u2019engage \u00e0 r\u00e9aliser pour les particuliers.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Bien d\u2019autres services pourraient \u00eatre ajout\u00e9s. On peut ainsi penser \u00e0\u00a0<a href=\"https:\/\/www.klaro.fr\/?gclid=EAIaIQobChMIqofiwbDn-gIVVJBoCR2S0QLoEAAYASAAEgLN0PD_BwE\" target=\"_blank\" rel=\"noopener\"><strong>Klaro<\/strong>\u00a0<\/a>:<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-large wp-image-12091 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5a12394287bbff317f73aacb745723af.png\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5a12394287bbff317f73aacb745723af.png 1024w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-300x172.png 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-768x441.png 768w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-600x345.png 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro.png 1257w\" alt=\"\" width=\"1024\" height=\"588\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5a12394287bbff317f73aacb745723af.png 1024w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-300x172.png 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-768x441.png 768w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro-600x345.png 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/10\/klaro.png 1257w\" data-lazy-sizes=\"(max-width: 1024px) 100vw, 1024px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/5a12394287bbff317f73aacb745723af.png\" data-ll-status=\"loaded\" \/>Seulement, sugg\u00e9rer de tels services ne suffit pas. La question est de savoir si les banques vont passer \u00e0 une dimension vraiment active de l\u2019Open Banking. Ce qui signifierait\u00a0:<\/span><\/p>\n<ul>\n<li><span style=\"font-family: helvetica; font-size: 14pt;\">La d\u00e9finition d\u2019une offre int\u00e9gr\u00e9e de diff\u00e9rents services compl\u00e9mentaires par rapport \u00e0 leurs propres services.<\/span><\/li>\n<li><span style=\"font-family: helvetica; font-size: 14pt;\">Une navigation facilit\u00e9e de l\u2019un \u00e0 l\u2019autre, avec des projections d\u2019impact.<\/span><\/li>\n<li><span style=\"font-family: helvetica; font-size: 14pt;\">Une v\u00e9ritable action commerciale au niveau des r\u00e9seaux de distribution des banques, pour promouvoir ces services \u00e0 l\u2019instar de leurs offres propres.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Elargissement de la relation, mutation de l\u2019exp\u00e9rience client, mise en avant de la banque des usages\u00a0: la transformation serait consid\u00e9rable. Elle correspond \u00e0 ce qu\u2019envisagent la plupart des sc\u00e9narios de la banque de demain. La crise en sera-t-elle le d\u00e9clencheur\u00a0?<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Score Advisor<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-en\">Sorry, this entry is only available in <a href=\"https:\/\/www.devlhon-consulting.com\/fr\/wp-json\/wp\/v2\/posts\/8433\" class=\"qtranxs-available-language-link qtranxs-available-language-link-fr\" title=\"Fran\u00e7ais\">Fran\u00e7ais<\/a>.<\/p>\n","protected":false},"author":6,"featured_media":8448,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_booster_metabox":"","footnotes":""},"categories":[138,137,550,574],"tags":[554,419,584],"class_list":["post-8433","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyse","category-article","category-service-client","category-societe","tag-evolution-des-grandes-banques","tag-open-banking","tag-pouvoir-dachat"],"amp_validity":null,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8433","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/comments?post=8433"}],"version-history":[{"count":4,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8433\/revisions"}],"predecessor-version":[{"id":8450,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/8433\/revisions\/8450"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media\/8448"}],"wp:attachment":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media?parent=8433"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/categories?post=8433"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/tags?post=8433"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}