{"id":7598,"date":"2022-05-24T17:33:49","date_gmt":"2022-05-24T15:33:49","guid":{"rendered":"https:\/\/www.devlhon-consulting.com\/?p=7598"},"modified":"2022-10-06T16:17:53","modified_gmt":"2022-10-06T14:17:53","slug":"les-realites-du-paiement-fractionne-en-france","status":"publish","type":"post","link":"https:\/\/www.devlhon-consulting.com\/en\/les-realites-du-paiement-fractionne-en-france\/","title":{"rendered":"(Fran\u00e7ais) Les r\u00e9alit\u00e9s du paiement fractionn\u00e9 en France"},"content":{"rendered":"<p>[vc_row][vc_column][vc_column_text]<span style=\"font-family: helvetica; font-size: 14pt;\"><a href=\"https:\/\/www.younited-group.com\/?utm_source=OxiMailing&amp;utm_medium=e-mail&amp;utm_campaign=YOUNITED-CAAP-110422\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>Younited<\/strong>\u00a0<\/a>a r\u00e9cemment publi\u00e9 une\u00a0<a href=\"https:\/\/rumeur-publique.fr\/TJBJJKB34\/43DB841B6FA84F0FB8A944AB50CDEA7E.php\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>\u00e9tude<\/strong><\/a>, conduite avec l\u2019institut MixFactory, sur le paiement fractionn\u00e9 en Europe \u00e0 ne pas rater, parce qu\u2019elle est pleine de chiffres et parce qu\u2019elle contient des \u00e9l\u00e9ments\u2026 troublants.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Pour les chiffres, nous ne pouvons que renvoyer \u00e0 l\u2019\u00e9tude elle-m\u00eame\u00a0:<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11339 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/fc2d3b7aa57fa53c78a2e00c6e730389-1.jpg\" sizes=\"auto, (max-width: 366px) 100vw, 366px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/fc2d3b7aa57fa53c78a2e00c6e730389-1.jpg 366w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-debut-300x369.jpg 300w\" alt=\"\" width=\"366\" height=\"450\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/fc2d3b7aa57fa53c78a2e00c6e730389-1.jpg 366w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-debut-300x369.jpg 300w\" data-lazy-sizes=\"(max-width: 366px) 100vw, 366px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/fc2d3b7aa57fa53c78a2e00c6e730389-1.jpg\" data-ll-status=\"loaded\" \/><\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">En revanche, deux passages du compte rendu de l\u2019\u00e9tude nous ont laiss\u00e9s interrogatifs.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11340 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/83b2baede2cd783fc3fa77b5b4eb5ede-1.jpg\" sizes=\"auto, (max-width: 850px) 100vw, 850px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/83b2baede2cd783fc3fa77b5b4eb5ede-1.jpg 850w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-600x202.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-300x101.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-768x258.jpg 768w\" alt=\"\" width=\"850\" height=\"286\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/83b2baede2cd783fc3fa77b5b4eb5ede-1.jpg 850w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-600x202.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-300x101.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/younited-768x258.jpg 768w\" data-lazy-sizes=\"(max-width: 850px) 100vw, 850px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/83b2baede2cd783fc3fa77b5b4eb5ede-1.jpg\" data-ll-status=\"loaded\" \/>C\u2019est un peu le monde \u00e0 l\u2019envers, non\u00a0? Les d\u00e9biteurs se m\u00e9fient de ceux qui leur font cr\u00e9dit. Cela explique peut-\u00eatre leur relative prudence \u00e0 ce stade (petits montants, courtes dur\u00e9es). Mais autant dire clairement que les consommateurs craignent de se faire arnaquer\u00a0! Sinon, quoi d\u2019autre\u00a0? Et que les marques traditionnelles de cr\u00e9dit \u00e0 la consommation sont frapp\u00e9es par ce soup\u00e7on.<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">On lit \u00e9galement ceci\u00a0:<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-11341 entered lazyloaded\" src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/14edae04a9a03c0440a8b38031533924-1.jpg\" sizes=\"auto, (max-width: 855px) 100vw, 855px\" srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/14edae04a9a03c0440a8b38031533924-1.jpg 855w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-600x251.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-300x126.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-768x322.jpg 768w\" alt=\"\" width=\"855\" height=\"358\" data-lazy-srcset=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/14edae04a9a03c0440a8b38031533924-1.jpg 855w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-600x251.jpg 600w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-300x126.jpg 300w, https:\/\/score-advisor.com\/wp-content\/uploads\/2022\/05\/Younited-2-768x322.jpg 768w\" data-lazy-sizes=\"(max-width: 855px) 100vw, 855px\" data-lazy-src=\"https:\/\/www.devlhon-consulting.com\/wp-content\/uploads\/2022\/10\/14edae04a9a03c0440a8b38031533924-1.jpg\" data-ll-status=\"loaded\" \/>C\u2019est peut-\u00eatre nous mais, quand nous lisons ceci, il nous est difficile de ne pas en retenir qu\u2019actuellement, en mati\u00e8re de paiement fractionn\u00e9 en France, les v\u00e9rifications de solvabilit\u00e9 des b\u00e9n\u00e9ficiaires ne sont pas extr\u00eamement rigoureuses. Mais c\u2019est sans doute que nous lisons mal\u2026<\/span><\/p>\n<p><span style=\"font-family: helvetica; font-size: 14pt;\">Score Advisor<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]Younited\u00a0a r\u00e9cemment publi\u00e9 une\u00a0\u00e9tude, conduite avec l\u2019institut MixFactory, sur le paiement fractionn\u00e9 en Europe \u00e0 ne pas rater, parce qu\u2019elle est pleine de chiffres et parce qu\u2019elle contient des \u00e9l\u00e9ments\u2026 troublants. Pour les chiffres, nous ne pouvons que renvoyer \u00e0 l\u2019\u00e9tude elle-m\u00eame\u00a0: En revanche, deux passages du compte rendu de l\u2019\u00e9tude nous ont laiss\u00e9s interrogatifs. [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":7599,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"seo_booster_metabox":"","footnotes":""},"categories":[138,137,44],"tags":[76,477,528],"class_list":["post-7598","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-analyse","category-article","category-banque-de-detail","tag-devlhon-consulting","tag-moyens-de-paiement","tag-paiement-en-ligne"],"amp_validity":null,"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/7598","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/comments?post=7598"}],"version-history":[{"count":4,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/7598\/revisions"}],"predecessor-version":[{"id":8211,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/posts\/7598\/revisions\/8211"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media\/7599"}],"wp:attachment":[{"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/media?parent=7598"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/categories?post=7598"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.devlhon-consulting.com\/en\/wp-json\/wp\/v2\/tags?post=7598"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}